How Much Does IVF Cost in India? City-Wise Comparison 2026

Assisted reproduction has moved from being a niche medical option to a mainstream family-building route for couples across India and abroad, and IVF (In Vitro Fertilisation) sits right at the centre of this shift. India has emerged as one of the most sought-after destinations for fertility treatment because it combines modern embryology labs, experienced specialists, and comparatively lower treatment costs than many Western countries. For intended parents from India, the USA, UK, Europe, Australia, the Middle East and other regions, understanding how much IVF actually costs in different Indian cities is crucial for planning both travel and treatment timelines. This guide focuses on the 2026 IVF cost landscape in India, breaking down typical price ranges per cycle, what is usually included, and how prices vary between major metros like Delhi, Mumbai and Bangalore and other cities.

On average, a standard IVF cycle in India in 2025–2026 typically ranges between about ₹1,00,000 and ₹3,00,000, depending on the city, clinic reputation, and whether advanced add‑ons like ICSI, donor gametes or genetic testing are involved. In many metro‑based, high‑tech centres, the quoted figure often covers consultations, ultrasound monitoring, egg retrieval, laboratory fertilisation, and embryo transfer, while medicines, freezing and future transfers may be billed separately. International patients often find that even with travel and accommodation, their total spend can be significantly lower than treatment costs in North America or Western Europe, where a single IVF cycle can be several times higher than Indian averages. This article is written for a global audience—patients from India itself, NRIs, and couples travelling from the USA, UK, Germany, UAE, Singapore and beyond—who want a city‑wise comparison of IVF costs in 2026 along with context on what affects those figures. By the end, you will have a clear idea of typical IVF prices in Delhi, Mumbai, Bangalore and other major hubs, plus the key elements you should look at beyond the headline number when choosing where to undergo treatment.

Why IVF in India Matters

Technology and price advantage

IVF centres in India now routinely use advanced technologies such as ICSI, blastocyst culture, vitrification, and, in some clinics, AI‑assisted embryo selection, which has pushed success rates closer to global benchmarks while still keeping treatment relatively affordable. In 2025 data, the average cost for a basic IVF cycle in India sat around ₹1,00,000–₹2,50,000, while cycles involving ICSI, donor eggs or PGT moved into the ₹1,50,000–₹6,00,000 bracket, yet this still undercuts many international price points.

Because pricing is lower than in many Western countries, couples often factor in the possibility of multiple cycles, frozen embryo transfers, or complementary procedures without reaching the budget levels they might face at home. Some metro‑based centres offer structured packages that bundle investigations, procedures and follow‑ups, which can help international patients manage costs with fewer surprises.

Unique care model and hospitality

India’s fertility clinics often combine clinical treatment with a more personalised counselling‑led approach, with many centres emphasizing continuity with the same doctor and embryology team throughout the cycle. For overseas patients, dedicated international desks frequently assist with visa guidance, scheduling treatment around limited stay windows, and coordinating local logistics such as accommodation near the clinic.

Several established clinics in cities like Delhi, Mumbai, Bangalore, Chennai and Hyderabad market themselves as “one‑stop” IVF hubs, where hormonal work‑up, procedures, recovery and follow‑up are all managed under one roof, minimising travel across multiple facilities. This integrated setup, paired with India’s general reputation for hospitality, makes the country particularly attractive to couples who feel overwhelmed navigating fragmented health systems at home.

Geographic and strategic positioning

India’s major IVF hubs are distributed across the country—Delhi and NCR in the north, Mumbai and Pune in the west, Bangalore and Chennai in the south, and Kolkata in the east—giving both domestic and international patients several viable entry points. For travellers from Europe, the Middle East and Africa, cities like Delhi and Mumbai are well connected by nonstop flights, while Bangalore, Chennai and Hyderabad draw a steady flow from Southeast Asia and the broader Asia‑Pacific region.

Geographically, this spread means patients can balance cost and convenience by comparing metro pricing with emerging centres in slightly smaller cities, where fees can be lower while maintaining comparable clinical outcomes. For Indian couples, proximity to family support in their home state can also influence city selection, especially given the emotional and time‑intensive nature of IVF cycles.

IVF Cost in India: 2026 Snapshot

In 2026, most sources place the typical per‑cycle IVF cost in India in the ₹1,20,000–₹3,00,000 band, with some budget options starting slightly below and premium centres charging above this for complex cases. City‑wise, prices generally increase in large metros due to higher operational costs, senior specialists, and more sophisticated lab infrastructure.

A helpful way to think about pricing is:

  • Base IVF (no major add‑ons): roughly ₹1,00,000–₹2,50,000 per cycle at many centres.
  • IVF with ICSI or donor sperm: often ₹1,50,000–₹3,00,000.
  • IVF with donor eggs or PGT: frequently ₹2,50,000–₹6,00,000 once medications and special procedures are added.

Beyond the procedure itself, couples should budget for ovarian stimulation medicines, lab tests, scans, and possible freezing and storage of embryos, which can add tens of thousands of rupees over the full course of treatment.

IVF Cost by Major Indian Cities in 2026

Delhi IVF price range

Delhi and the broader NCR (Noida, Gurgaon, Ghaziabad) remain among the busiest IVF clusters in India, with a mix of large branded chains and boutique high‑success centres. In 2026, typical IVF cycle costs in Delhi commonly fall between about ₹80,000 and ₹2,50,000, with many full‑service programmes quoting around ₹1,25,000–₹2,20,000 for IVF/ICSI packages excluding medicines. Premium clinics with advanced labs and senior consultants may sit closer to ₹1,40,000–₹3,00,000, especially when add‑on technologies are used.

For patients travelling from other states or from abroad, Delhi offers the advantage of multiple internationally recognised hospitals and easy flight connectivity, which can justify the slightly higher costs compared with some tier‑2 cities. Many centres also advertise transparent packages that combine consultations, procedures and standard follow‑ups, helping to control unplanned expenditure.

Mumbai IVF price range

Mumbai is another premium IVF hub where treatment costs reflect both the cost of living and the concentration of experienced fertility specialists. For 2025–2026, several analyses place Mumbai IVF cycle prices roughly in the ₹1,50,000–₹3,00,000 bracket, with some clinics starting near ₹90,000 for more basic protocols and rising as complexity increases. In broader cost surveys, Mumbai often appears at or near the top of city‑wise IVF pricing tables in India.

While headline figures are higher, many couples choose Mumbai for specific doctors, reputed embryology teams, or because they live in Maharashtra and want to avoid extended travel during treatment. For international patients, Mumbai’s status as a major aviation and healthcare hub also adds value when aligning IVF with short travel windows.

Bangalore IVF cost

Bangalore has quickly established itself as a technology‑driven IVF destination, with many clinics promoting evidence‑based protocols and strong lab infrastructure. City‑wise breakdowns for 2025 suggest typical IVF costs in Bangalore around ₹1,40,000–₹2,80,000 per cycle at well‑known centres, with some providers quoting lower promotional ranges from roughly ₹64,700–₹90,000 for basic cycles.

In national price comparisons, Bangalore often sits slightly below or comparable to Mumbai and Delhi, making it attractive for couples from Karnataka and neighbouring states who want metro‑level care with marginally lower pricing. The city also sees rising medical tourism from both within India and abroad, helped by its strong IT‑driven ecosystem and good flight connectivity.

Other key cities and indicative ranges

IVF Cost Comparison – India vs USA & UK
IVF Treatment Cost in India (Per Cycle)
IVF TypeCost (INR)Cost (USD)Success Rate
Self-Cycle IVF₹90,000 – ₹1,80,000$1,075 – $2,15530–35%
Average IVF Package₹1,20,000 – ₹1,50,000$1,435 – $1,795Up to 75% (multi-cycle)
Donor Egg IVF₹2,20,000 – ₹2,50,000$2,630 – $2,99080–90%
IVF Cost by Major Indian Cities
CityTypical Cost (INR)Typical Cost (USD)Notes
Delhi₹80,000 – ₹2,50,000$960 – $2,990Wide range; many packages ₹1.25–2.2L
Mumbai₹1,50,000 – ₹3,00,000$1,795 – $3,590Often higher-end pricing
Bangalore₹1,40,000 – ₹2,80,000$1,675 – $3,350Tech-driven centres, some budget offers
Chennai₹1,30,000 – ₹2,70,000$1,555 – $3,230Strong fertility hubs
Hyderabad₹70,000 – ₹2,40,000$835 – $2,870Competitive pricing
Kolkata₹1,10,000 – ₹2,30,000$1,315 – $2,750Mid-range pricing
Pune₹1,20,000 – ₹2,40,000$1,435 – $2,870Smaller-city preference
India vs USA vs UK – IVF Cost Comparison
CountryAverage IVF Cost (USD)Cost Difference vs IndiaSavings Choosing India
India$1,500 – $3,000Baseline
USA$30,000 – $50,000++$27k – $47k90–94%
UK$14,000 – $25,000+$11k – $22k82–88%

What Drives IVF Cost Differences Between Cities?

Clinic technology and protocol

Centres that invest in state‑of‑the‑art embryology labs, time‑lapse incubators, advanced culture media, and AI‑enabled embryo selection naturally price their cycles higher to cover these technologies. Protocol choice also matters: cycles using ICSI, donor gametes, or PGT involve extra laboratory steps and specialised staff, increasing the overall cost per cycle.

Doctor expertise and brand reputation

Cities like Delhi, Mumbai and Bangalore host many senior reproductive endocrinologists and embryologists whose outcomes and reputations allow them to command premium fees. Branded national chains and flagship centres typically package their experience, infrastructure and perceived success rates into mid‑to‑high pricing tiers, whereas newer or smaller clinics may position themselves as more budget‑friendly within the same city.

Local cost of living and patient segment

Metros with higher real estate, staffing and operational costs naturally pass some of that burden into per‑cycle IVF pricing, which is why Mumbai and Delhi often sit above smaller cities. At the same time, centres in tier‑2 locations may deliberately undercut metro pricing to attract patients from surrounding regions while still offering modern treatment standards. International‑facing clinics may also price in additional services such as concierge support, language assistance and coordination for overseas patients.

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